Pension Health Review
A thorough assessment of your existing pension arrangements. We examine all your current pensions, analyze their performance, review fees, and identify any gaps in your retirement planning.
What's Included:
- Complete audit of all current pension holdings
- Fee structure analysis and comparison
- Performance review against benchmarks
- Written report with specific recommendations
- 60-minute consultation session
Retirement Roadmap Session
Strategic planning focused on your retirement timeline. We help you understand when retirement becomes financially viable and what lifestyle you can realistically maintain.
What's Included:
- Retirement income projection modeling
- Multiple scenario planning
- Lifestyle sustainability assessment
- Tax implications overview
- 90-minute strategy session
- Personalized roadmap document
Pension Consolidation Guidance
Expert evaluation of whether consolidating multiple pension pots makes sense for your situation. We analyze the pros and cons specific to your circumstances and guide you through the process if consolidation is appropriate.
What's Included:
- Assessment of all existing pension schemes
- Consolidation benefit analysis
- Protected benefits identification
- Fee comparison across providers
- Step-by-step consolidation guidance
Pre-Retirement Consultation
Comprehensive support for those within five years of retirement. This service covers everything you need to transition smoothly from employment to retirement.
What's Included:
- Detailed income projection modeling
- Tax efficiency strategies
- State pension coordination
- Drawdown vs annuity analysis
- Healthcare and insurance considerations
- 120-minute comprehensive session
- Detailed transition plan document
Annual Pension Review
Regular check-ins to keep your retirement planning aligned with your evolving circumstances. Life changes, markets fluctuate, and regulations shift. An annual review ensures your pension strategy adapts accordingly.
What's Included:
- Performance review of existing pensions
- Life changes impact assessment
- Updated retirement projections
- Regulatory changes briefing
- 45-minute review session
- Updated recommendations report
Couples Retirement Planning
Joint pension strategy for partners planning retirement together. We help you align individual pension arrangements into a cohesive household retirement plan that optimizes your combined resources.
What's Included:
- Combined household pension audit
- Joint income projection scenarios
- Survivor benefit analysis
- Tax optimization strategies for couples
- Phased retirement options exploration
- 120-minute joint consultation
- Comprehensive household retirement plan