Last Updated: August 25, 2026
By accessing and using the Putel Pension Guide website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Putel Pension Guide provides educational guidance and advisory services related to pension planning and retirement decisions. Our services are informational and consultative in nature.
No Guarantee of Results: The guidance we provide is based on information you supply and general principles of pension planning. Individual results and outcomes may vary significantly based on personal circumstances, market conditions, regulatory changes, and decisions you make.
Not Professional Financial Advice: Our services are not a substitute for professional financial advice regulated by the Financial Conduct Authority. Before making significant pension or financial decisions, you should consult with a qualified and regulated financial advisor.
Educational Purpose: Information provided through our website and consultations is for educational and informational purposes. It should not be considered a recommendation to take specific actions without proper professional consultation.
When using our services, you agree to:
When you book a consultation service:
All content on this website, including text, graphics, logos, and software, is the property of Putel Pension Guide and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.
To the fullest extent permitted by law, Putel Pension Guide shall not be liable for:
Our total liability for any claims arising from our services shall not exceed the amount you paid for the specific service in question.
While we strive to provide accurate and up-to-date information, pension regulations and tax laws change frequently. We cannot guarantee that all information on our website is current at all times. You should verify critical information with current official sources.
Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of these external sites.
Your use of our website and services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.
You agree not to use our website or services to:
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes constitutes acceptance of the modified terms.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Putel Pension Guide regarding the use of our website and services.
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 42 Kensington Gardens, London, W2 4RB, United Kingdom